Fast, affordable micro-lending solutions for individuals and families. NCR registered and proudly South African.
About Us
We were initially registered in 2006 under MTCL Trading Enterprise and began formal micro-lending operations in 2009. Over the years we have grown to serve communities across the Eastern Cape.
We are proudly registered with the National Credit Regulator (NCR) under registration number NCRCP 4053, ensuring all our lending practices are compliant, transparent, and fair.
Why Choose Us
Our streamlined application process means you get a decision quickly. Most applications are assessed the same day.
As a registered NCR credit provider, we follow all National Credit Act requirements to protect our clients.
We treat every client as an individual. Visit any of our branches for a face-to-face consultation with our team.
The Process
Walk into any of our four branches across the Eastern Cape. No appointment needed.
Bring your ID, proof of income, and bank statements. Our team will guide you through the paperwork.
We conduct a responsible affordability assessment in line with NCR requirements.
Once approved, funds are disbursed promptly — often the same day as your application.
Personal Loans
Whether it's an emergency expense, school fees, or a planned purchase, Makoko Finance offers personal loans designed around your needs and repayment ability.
